Jennifer Hernes | Directions Credit Union

Senior Mortgage Loan Originator

NMLS #: 419830

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Jennifer Hernes supports equal housing lending
Jennifer Hernes is a member of the NCUA lender
Get Prequalified for a Mortgage | Jennifer Hernes

Your Trusted Mortgage Partner – With Local Expertise and National Reach.

Welcome
I’m Jennifer Hernes, Senior Mortgage Loan Originator at Directions Credit Union.

With over 25 years of experience in the mortgage industry, I’m here to guide you through every step of the home financing process—whether you're buying, building, refinancing, or exploring your options.

My goal is to make the process smooth, personalized, and stress-free. Let’s get started on finding the right loan solution for you.

Choosing the right lender is just as important as choosing the right home.

Why Directions Credit Union?

What Sets Us Apart

  • Local Lending Decisions

    Our loans are processed and approved locally—meaning faster turnaround times and a more personal experience.

  • Competitive Rates & Flexible Options

    Whether you're purchasing, refinancing, or building, we offer a wide range of mortgage solutions designed to fit your goals.

  • Member-Focused Service

    As a credit union, we put our members first. That means clear communication, honest advice, and support you can count on.

  • In-House Expertise

    You’re backed by a team that knows the local market and truly cares about your success.

  • Savings Opportunities

    Eligible borrowers may qualify for exclusive promotions —just one of the many benefits of working with Directions.

Loan Options
Jennifer Hernes is a construction loan specialist

Featured Loan Program

Featured Loan Program

Testimonials

“We worked with Jennifer on our construction loan, and she made a complex process feel simple and manageable. Her communication was excellent, and she explained each step clearly. Her expertise gave us peace of mind throughout the build."

— Mike & Danielle R., Sylvania, OH

"Jennifer helped us refinance our home and lower our monthly payment significantly. She was professional, responsive, and always one step ahead. If you're looking for someone who truly cares about your financial goals, Jennifer is the person to call."

— Jason T., Toledo, OH

"Jennifer made the entire mortgage process smooth and stress-free. As a first-time homebuyer, I had a lot of questions, and she answered every one with patience and clarity. I truly felt supported every step of the way. I couldn’t have asked for a better experience!"

— Sarah M., Perrysburg, OH